Services
Life Insurance
Life Insurance is a cornerstone of financial stability. We offer flexible coverage to protect your family and help you build generational wealth.
Life Insurance is more than protection. It is a wealth-building tool that supports your goals and legacy. Common life insurance strategies include:
College Funding
We create tax-efficient college savings strategies that protect your wealth while securing your child’s educational future.
Mortgage Protection
Protect your home and family with life insurance policies designed to pay off or cover mortgage costs in the event of death or disability.
Tax-Free Income
Our strategies help you build streams of income that grow and can be accessed tax-free in retirement.
Life Insurance Options
Select a life insurance option below to learn more:
Term Life Insurance offers affordable, flexible protection for a set period, helping replace income, cover debts, or protect your family during key financial years. It’s ideal for temporary needs and budget-friendly coverage.
Whole Life Insurance provides lifelong coverage with guaranteed cash value growth and fixed premiums. It’s a dependable solution for building long-term wealth, estate planning, and securing your family’s financial future.
Guaranteed Universal Life Insurance offers lifetime coverage with flexible premiums and a guaranteed death benefit. It’s a cost-effective option for legacy or estate planning without focusing on cash value growth.
Indexed Universal Life Insurance combines lifetime protection with the opportunity for cash value growth linked to a market index. It offers flexibility, downside protection, and potential tax-free retirement income through a Life Insurance Retirement Plan (LIRP).
Final Expense Insurance ensures your loved ones are financially prepared for funeral costs and medical bills. It’s an affordable, reliable way to cover end-of-life expenses and provide peace of mind for your family.
Retirement Planning
Your retirement should be a time of freedom and financial confidence. Our plans preserve and grow your wealth while minimizing taxes.
- IRAs, 401(k), 403(b), 457(b), and TSP Rollovers
- Fixed and Indexed Annuities
- Tax-Advantaged Investing
- Lifetime Income Strategies
- Long-Term Care Integration
With Planwise Partners, your retirement plan is built to last for life.
Debt Management & Wealth Creation
Break free from debt — and build wealth at the same time.
At Planwise Partners, we turn financial stress into financial strength. Our strategy empowers you to use the same dollar more strategically — helping you eliminate debt faster while simultaneously earning compound interest that grows for your future.
- Debt Settlement through trusted partners
- Personalized Financial GPS roadmap
- Smart Cash-Flow System: The same money once used just to pay off debt now works double — reducing what you owe while building a tax-free wealth reserve you can later access for retirement, investment, or lifestyle goals.
Experience how financial freedom truly feels when your money starts working for you — not against you.
Annuities
Annuities offer guaranteed income for life and peace of mind that you will never outlive your money. Our options include fixed and indexed annuities tailored to your goals.
- Guaranteed Lifetime Income
- Inflation-Proof Riders
- Tax-Deferred Growth
- Long-Term Care Benefits
Annuities provide financial security and stable income, helping you enjoy a future filled with confidence.
Additional Services
Key Person Insurance
Protect your business by securing coverage for essential team members whose loss could impact operations or revenue.
Life / Viatical Settlements
We assist with the sale of existing policies to provide liquidity or financial relief when needed.
Buy / Sell Agreements
Ensure business continuity with properly structured agreements that define ownership transfer in case of death or retirement.
Estate Planning
Protect and transfer your assets smoothly with strategic estate plans designed to preserve your legacy.
Notary Services
We provide secure, reliable notary services for individuals and businesses, ensuring documents are legally binding and compliant.
Reverse Banking Method
Double your ROI from a single source of capital. Inspired by the Rockefeller Waterfall Method, the Reverse Banking Method (RBM) is designed to help your money flow, compound, and multiply — just like the wealth systems used by America’s most successful families.
Infinite Banking Method
Use your life insurance policy as your own financial system to create tax-advantaged wealth growth and flexible access to capital.
Wealth Insurance
Build long-term financial strength through asset protection, diversification, and legacy-focused financial planning — including access to Private Assets such as tangible Gold and Silver (not paper derivatives). This approach helps preserve and grow your wealth with true value-backed security and private, non-correlated holdings that stand strong across market cycles.
Get in Touch
Let’s Build Your Financial Future Together
Take the first step toward financial mastery by contacting us today for your No-Cost Consultation.
Call, email, or message us to begin your personalized financial journey.
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1115 Minnesota Ave, Suite 5
St. Cloud, FL 34769 - info@planwisepartners.com
- (689) 237-2727